Fees
How Do Our
Fees Compare?
For most diagnostic and preventative procedures, our fees are
similar to an average dental practice. For the new and advanced restorative and cosmetic procedures,
our fees are comparable to those dentists who have expertise
and experience in this area. Specialized equipment, materials,
techniques and additional time requirements required to deliver
advanced treatment, mean a premium over average.
Fees for treatment of periodontal (gum) disease depend on the
treatment required to control the gum infection and maintain
control of it. This will vary between individuals.
Insurance re-imbursement is based on partial coverage of a limited
number of basic dental procedures. However, they do help those
who are fortunate enough to have some coverage.
Insurance benefits are often based on a Standard Fee Guide that
reflects an average fee range on an average patient in an average
dental practice. The costs associated with delivering newer,
advanced services in a non-traditional dental practice have not
been factored in.
The cost to the dental office of administrating insurance claims
for patients is significant, and adds to the cost of dental treatment.
The insurance carrier must pay-out benefits, cover all of it's
costs and make a profit for its shareholders. Typically, a carrier
will payout only a little more than fifty percent of the money
it collects in premiums from employers.
Insurance benefits will continue to slide unless employers are
willing and able to fund better plans, or cut out the insurance
companies' administrative costs.
Payments
You can pay by Visa, Mastercard, debit, cheque or cash.
More on Dental Insurance
The amount of coverage varies from 0% to 100% depending on how your plan
is designed. There are many arbitrary exclusions and limits built in
to all plans. In spite of our efforts, we find it next to impossible
to be sure what you will get back…it is very frustrating.
We will help you as best as we can to claim any benefits you
are entitled to through your plan.
It is important to remember that any plan is designed to provide
limited benefits based on the amount of premium paid by the employer
to the insurance carrier.
In recent years, many employers have been reluctant to increase
the premium paid to maintain benefits at previous levels. For
this reason there has been a steady erosion of benefits paid
out.
Another problem is that dental plans are not customized to the
needs of the individual; but are, by their nature, arbitrary
and not meant to cover anything more than a portion of your basic
dental needs.
In any case, we will help you all we can to facilitate your
claim. Most carriers will accept claims submitted electronically
directly from our office at the time of your visit.
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